Payments or Purpose????

Payments or Purpose????
Hello Friends!!!!! 

Can you believe Thanksgiving is next week?  I also turn 51 next week, too!!!  Time is sure flying by lately.

When I was sitting down thinking about this I realized that means that if you are like the majority of people (Americans anyhow) you are focusing right now on meal plans for next week, and then moving in to thinking about shopping for Christmas. For many of us the next 5 or so weeks will blow any financial strategy or gains we had, and if you purchase gifts on credit, then you'll be blowing the first few months of next year too. Or if you only make the minimum payment then maybe the next several years of your finances.  How depressing.  

And that doesn't leave room for any emergencies. Like this guy....
This is Eggroll. He's a 13ish year old cat who needs surgery next week. And not cheap surgery, either. Like $1,000+ surgery. Right before Christmas and my upcoming vacation!!!!  Aaaaccckkkk!!!!

Here's the thing. Six months ago I wouldn't have been able to afford this surgery and would have had to either leave him in pain, pay it on Care credit or on a credit card (which I don't even have). Or worse, be forced to maybe even make the most difficult decision.  The one you never want to make due to money when the pet still has so much living left to do.  

But I'm lucky. In the past 6 months I've been able to build up an emergency fund to cover this cost, still be able to buy all the Christmas gifts I want, save for my two upcoming trips (one to Australia next year that will be expensive), invest in my future, and still have fun along the way. And pay for it all with cash. And I didn't get a job making more money, either.  I'm doing this with my current income.  

So what changed? I found a plan that takes the emotion out of money and helped me finally get my finances in order.  Yep, it took me 50 years to finally figure it out.  Yes - I am embarrassed about that, but better late than never right?

And it is not rocket science, and it doesn't matter what your income level is.  This system can help you, I promise.  

So, how are you going to finish out these next 6 weeks of the year?  Worrying about money, dreading the thought of the end of January when the credit card bills come due, or worried about what you'll do if the car breaks down or the cat needs surgery?

There really is hope.  You can grab the full program here
Green Gap
GREEN GAP
and it even includes monthly coaching with the creator, where you can ask questions and dive even deeper in to how the system works.  You too can become a money machine.  

I'm sure you are thinking?  Great.  But I'm broke and a system like this probably costs a fortune, especially with those included monthly coaching/Q&A sessions.  But guess what?  It doesn't.  It's a one-time fee of $197 or $147 if you are already an Oola Member or Ambassador.  So....are you ready to invest in yourself and your financial future?  

If you want to see more of Eggroll check out this Facebook Live I did with him today: https://www.facebook.com/1641691034/videos/861985131117602/

Reach out if you have questions. I'd love to help you find the freedom I've finally found after all these years.


Make Progress Every Single Day and You’ll Beat Procrastination For Good

Make Progress Every Single Day and You’ll Beat Procrastination For Good
Make Progress Every Single Day And You’ll Beat Procrastination For Good

It’s hard to believe but we are coming to the end of our seven-week challenge to get off your butt and finally beat procrastination. I hope you’ve been following along and more importantly that you’ve been making progress on at least one of the things you’ve been procrastinating on. We end today with the most important piece of advice and the main lesson I want you to take away from all this.

Make progress every single day!

Of course, that’s easier said than done. That’s why I’m leaving you today with three simple hacks or strategies to help you. Give them a try and see if you can’t get into the habit of being productive every day instead of procrastinating.

Plan For It

It’s easy to make progress every day when you know exactly what you should be working on next. Make a plan and then decide what you will do each day of the week. Write it down in a planner and adjust daily as needed. In the morning, you can see at-a-glance what it is you should be doing. Then get to work on it first thing before the day gets away from you. I find it helpful to have my planner sitting right in front of me at my desk, keeping me on track.

Don’t Break the Chain

There’s something to be said about a chain or a streak. Record every day you don’t procrastinate on something. You can mark it on a monthly calendar, or create a chain of sticky notes, stickers, or even one of those paper chains you used to make in preschool. The goal is simple. Don’t break the chain. Once you have a few days under your belt, you’ll be motivated to go the extra mile and do that one thing you need to do to avoid breaking the streak.

Check In with Yourself

As you start to make progress on the things you know you need to be doing, you should feel your anxiety reduce. Instead, your will feel your confidence go up. Don’t be surprised to feel proud of your accomplishments. Instead use those feelings to propel you forward to more procrastination free days. Procrastination is a habit. It’s something you learned to do, which means it’s something you can unlearn. Stick with it, make progress every day, and enjoy those feelings of accomplishment.



Check out the rest of the series here:
Forgive yourself for procrastinating in the past

Listen To Your Inner Voice And Change That Dialogue

Listen To Your Inner Voice And Change That Dialogue
Listen To Your Inner Voice And Change That Dialogue

Something we haven’t talked about yet is that little voice in our head that either encourages us to go do something else - thus procrastinating, or the other one… the critical one… the one that tells us how much we suck because we didn’t get the things done we set out to do.

Why is it important to listen to those voices? Because they have an impact on your life both on a conscious and a subconscious level. Let’s start with that negative voice because I think in the long run it’s the most destructive of the two. Back on day one of this seven week challenge to beat procrastination we talked about the importance of forgiving yourself. To quickly recap, it does you no good to beat yourself up over past procrastination and that you should expect to “fail” by procrastinating again here and there. Nobody is perfect. We all have good days and bad days. The important part is to show up and try your best.

That little negative voice in your head doesn’t help you do that. Become aware of it and when you hear it, defuse it. You can do this by responding to it out loud or in writing (via a journal). Or go up and do something else. Do whatever it takes to silence that voice. A great option is to prove it wrong by doing something productive. Over time that voice will speak up less and less unless you indulge it by paying attention to it and letting it ruin your day.

Next it’s time to tackle the voice in your head that tells you it’s much more fun to do just about anything other than what you should be doing. We all have that voice. It’s why we come up with terms like procrasticleaning and procrasticrafting. We can get pretty innovative when it comes to doing anything but the thing we don’t want to work on and that little voice is feeding us suggestions and cheering us on.

The best way to diffuse this particular voice into something more productive is with “yes, and” statements. “Yes, playing video games sounds like a lot of fun and I’m going to play for an hour or so after I get this task done.” Use the suggestions this voice gives you as bribes if they sound like something fun. Ignore them otherwise, or put them off until tomorrow.

Check out the rest of the series here:
Forgive yourself for procrastinating in the past

Old Habits Are Hard To Break - Accountability Is Key To Beating Procrastination

Old Habits Are Hard To Break - Accountability Is Key To Beating Procrastination
Old Habits Are Hard To Break - Accountability Is Key To Beating Procrastination

Beating procrastination can be hard. We do well for a few days, but then old habits set back in, or we get frustrated with our lack of apparent progress. Nothing goes fast enough. If you face a small setback at this point, it may be enough to stop working on what you wanted to accomplish in the first place. Thankfully there’s something you can do to greatly improve your chances of success. Accountability.

Track Your Progress

Start by tracking what you do. You can do this via a simple habit tracker. Use a box for each day of the week and check it off or fill it in when you do the thing you told yourself you would do. Keep tracking until it becomes a habit or until the project is done.  Ready to try the Oola Framework and Activity Tracker?  You won't regret it and there is even a 30-day money back guarantee.  

For larger projects that you may or may not work on a daily basis, it helps to write down your goal and then break it into milestones. Record your progress and how much closer you’re inching to each of your goals.

Make Daily To-Do Lists

Write out a list of everything you want to get done for the day. I find it helpful to do this the day before. Play around with how many items you put on that list. You don’t want it to overwhelm you, but you do want to challenge yourself to get more done. The list holds you accountable because you can see in black and white if you procrastinated or not.

Tell Someone About Your Plans

If there’s something you’ve been struggling to get done, tell someone else about your plans to finally tackle it. Call a friend, tell your spouse, or announce it on social media. Encourage the people you’re sharing with to check back with you on how you did. It may be the little extra push you need to stop procrastinating.

Find An Accountability Buddy

Last but not least, find someone else who’s procrastinating and start holding each other accountable. This could be as simple as checking in once in the morning to declare what you each want to get done, and then again at the end of the day to see what happened. Knowing someone else is right there with you can be super motivating.  Reach out if you want to join our Inner Circle.  

Give each of these procrastination beating strategies a try and see which ones give you the best results. Like anything else, procrastinating is a habit and you can get out of it and turn yourself into the motivated and productive version of yourself you want to be.

Check out the rest of the series here:
Forgive yourself for procrastinating in the past

Don’t Let Things or People Distract You into Procrastinating

Don’t Let Things or People Distract You into Procrastinating

Don’t Let Things or People Distract You into Procrastinating


You wake up in the morning motivated and ready to tackle whatever it is you’ve been procrastinating on. Or maybe you’re excited about a new project. You drink your coffee, get dressed, and get ready to get to work. Then something happens.

Maybe you open your email, or worse Facebook and get sucked into spending the next few hours on your computer. Or maybe a good friend calls and asks you to go shopping. Or you get an alert that your favorite TV show dropped on Netflix. It doesn’t matter what it is, the point is that there are people and things that will try to distract you into procrastinating. If you let them.

There’s a simple strategy you can use to keep this from happening. It’s to make the important project you’ve been procrastinating on a priority and working on it first thing every morning. The whole process starts the night before. Before you call it a day, sit down and make a simple plan for what you want to get done the next day. Identify the three most important tasks. This will be things that start to move the needle. Maybe they are all focused on one main project, maybe it’s several things you know you should be getting done.

Write these three things down, or better yet add them to your Oola Activity Tracker and you’ll be set!!! They don’t have to be anything big. In fact, I find it helpful if they are all items I can take care of in an hour or less. When you get up in the morning, or get to your office, look at your list and work on these three most important tasks before you do anything else. Don’t look at email. Don’t start playing on your phone. If possible don’t even answer the phone or attend meetings before these three tasks are taken care of. Make them your number one priority.

This alone will make a huge difference in how your day goes, how productive you are, and it of course keeps you from procrastinating on those projects. Putting them off until the end of the day when you’re too tired to do anything is no longer an option.

Aside from that, simply being more aware of what things, devices, and people tempt you to procrastinate is helpful. When you find yourself putting something off, look back and see if you can pinpoint what caused it. Then take action towards preventing it from happening in the future.

Check out the rest of the series here:
Forgive yourself for procrastinating in the past

Set A Goal - Write It Down - Get Started

Set A Goal - Write It Down - Get Started
Set A Goal - Write It Down - Get Started

Getting over procrastination takes action. Of course that is easier said than done. Today I'm going to share a simple three-step process with you that will help you get off your butt and get more done than you ever thought possible.

It all starts with a goal. You have to know what it is you want to accomplish. If you don't know what your goal is, it's hard to know what you should be doing first or what you should be doing right now to move in the right direction. So what do we do instead? Anything other than the work we know needs to get done.

Your goal is simply putting what you know you need to get done into words. A good goal has defined parameters and a set deadline. That doesn't have to be complicated. Here's a simple goal we all strive to accomplish. We have to file our taxes by April 15th. You have a pretty good idea of what paperwork you need, what forms you need to fill out, and where you need to turn them in. You also know what your deadline is. In other words, you have a well-defined goal when it comes to filing your income taxes. And yes, I realized most of us still procrastinate when it comes to this particular task. That's why the remaining steps are just as important as the first one. For now I want you to think about one thing you need to get done and turn it into a goal.

Write it down. I don’t care if you find a random scrap of paper, use your favorite notebook, or type a note to yourself on your phone. The important part is that you put your goal into writing. This does two things. First of all, it helps you clarify what your goal is. You have to get pretty specific when you try to put what you want or need to do into words. Secondly, writing it down gives you something to look back on. It serves as a reminder and as a tool that you can use when you are tempted to procrastinate.

Last but not least, it’s time to get started. That’s often the hardest part, isn’t it? You’re tempted to skip your workout until you lace up your shoes and get started. Once you’re off and running, it’s much easier to keep going. Once you have your goal written down, think about something you can do right now to move you in the right direction. Go do that. Then come back and do something else. Each morning, start by looking at your goal and challenge yourself to take action. Before you know it, you will have made some serious progress. And you’re starting to beat procrastination.

What goals are you going to commit to for this month?  How about for the rest of 2021?  What about in the next year?  Let me know and I'll help you stay accountable.  

Check out the rest of the series here:
Forgive yourself for procrastinating in the past