Hi, I'm Cathryn Knock and I help people reach their financial goals sooner.

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My mission is to help 10,000 families achieve financial independence.
 Even the most well-intentioned households can have a hard time becoming financially independent within their lifetime. Most debt-reduction programs leave little to no money for fun, and are only focused on paying off debt.  Oola Green Gap paired with the YNAB app is different.

About Me

I've been there.  In fact, I didn't get my finances in order until I was 50.  In the past two years I've gone from bouncing checks to funding my base emergency fund and saving over $14,000 and paying for my trip to Australia with cash!

With the Oola Green Gap program and the amazing You Need a Budget App, plus my coaching, you will learn the 45/45/10 approach to reduce debt, invest in your future, and have fun along the way!!!

Let me help you break the poverty mindset cycle and help you find freedom now!

You Need a Budget (YNAB)
YNAB is a Budgeting App that changes lives. The "rules" are different than most budgeting apps like Mint and Excel Spreadsheets. Instead of looking back on what you already spent, YNAB helps you make choices about what you are going to spend your money on. YNAB's methodology is refreshingly different from the standard "plan ahead" budgeting. That's why it works! Let me help you learn how, and maximize what you are already doing well!

They offer free classes to introduce you to the software, the rules, and the application. But, you might find that having a bit of additional help with setup, and someone to answer questions is beneficial, too.  That is where I really shine.  As a Certified YNAB Coach - I help you maximize your YNAB app so you get the most from your free trial.  And, I even have a special link that gets you a total of 94 FREE days to try it out before you buy.  Set up a FREE 30 minute call with me to find out how to take advantage of this great offer.

You may find you just want to jump in on your own and give it a try, and I am 100% cool with that too - because that means you have found something that works for you! I am always happy to meet you where you are on your budgeting journey.  

If you aren't already a user, and would like to check out what I'm raving about here, YNAB offers a free 34 day trial. If you sign up with my referral link below, you will get an ADDITIONAL FREE Month on top of it to see if this software is right for you (full disclosure this also gives me a free month too - which is highly appreciated!) FREE MONTH

Take Action 
Reduce debt, invest in your future, and have fun along the way. The Oola Green Gap program will meet you where you are financially and provide personalized content to help get you started on your path to financial freedom.

How the Green Gap formula Brings Balance to your life

Imagine having control of your finances. Feel the stress lift, month after month, as your debt is decreasing. Gain security as you watch your investments grow. All while giving yourself permission to have some fun spending along the way.

No more worrying. No more fighting. No more debt!